Disability Insurance
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Disability Insurance
 
 
Disability Insurance

Disability Insurance Your most important asset is your ability to earn a living to support yourself and your family. When that is impacted due to injury or illness, disability insurance will provide income to replace the loss of earnings.

Is there anyone you know who was planning on becoming disabled? I’m sure your answer is no. The financial impact from disability can lead to loss of home, business, credit rating and other dire consequences.

 
Disability Insurance can help an individual or business get through some very difficult times, when one partner becomes disabled. It should be included in all partnership agreements to ensure the business can continue in the absence of a partner.

For principals of closely held businesses or practices, as well as owners of small businesses, we highly recommend a Business Overhead Expense policy. This is an expense reimbursement policy that covers the fixed monthly expenses to maintain the viability of a business, should the owner suffer a disability and thus be unable to run the business. The fact that premiums are tax-deductible as a business expense makes this policy a key component of any business owner’s financial security plan. It ensures that your business can continue, even if a disability occurs.

Disability Insurance  
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Disability Insurance
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